{"id":108975,"date":"2026-10-21T13:58:41","date_gmt":"2026-10-21T11:58:41","guid":{"rendered":"https:\/\/pareto.be\/?p=108975"},"modified":"2026-10-21T14:05:56","modified_gmt":"2026-10-21T12:05:56","slug":"108975","status":"publish","type":"post","link":"https:\/\/pareto.be\/fr\/108975\/","title":{"rendered":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\">L\u2019immobilier et les placements financiers peuvent jouer un r\u00f4le compl\u00e9mentaire dans la constitution d\u2019un patrimoine en vue de la retraite. Si un logement pay\u00e9 permet de r\u00e9duire durablement les d\u00e9penses, un portefeuille diversifi\u00e9 peut offrir un potentiel de rendement sup\u00e9rieur, en contrepartie d\u2019une plus grande volatilit\u00e9.<\/p>\n<p>\u00c0 travers l\u2019analyse de <strong>Corentin Minne<\/strong>, Pareto souligne l\u2019importance d\u2019une approche patrimoniale globale, adapt\u00e9e \u00e0 chaque situation, et met en lumi\u00e8re les enjeux li\u00e9s au maintien du niveau de vie \u00e0 la retraite, notamment pour les g\u00e9n\u00e9rations futures.<\/p>\n<p data-pm-slice=\"1 1 []\"><strong>Lire l\u2019article complet (PDF)<\/strong> : <a href=\"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/LEcho_Immobilier-ou-portefeuille_quel-est-le-quatrieme-pilier-ideal-pour-la-pension.pdf\">[Lien vers le fichier]<\/a><\/p>\n<p><strong>\u00a9 License2Publish \u2013 L\u2019Echo, Muriel Michel, le 10\/09\/2026 (mis \u00e0 jour le 13\/09\/2026)<\/strong><\/p>\n<p><em>Le pr\u00e9sent article est reproduit avec l\u2019autorisation de l\u2019\u00c9diteur, tous droits r\u00e9serv\u00e9s. Toute utilisation ult\u00e9rieure doit faire l\u2019objet d\u2019une autorisation sp\u00e9cifique de License2Publish : <a href=\"mailto:info@license2publish.be\">info@license2publish.be<\/a>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019immobilier et les placements financiers peuvent jouer un r\u00f4le compl\u00e9mentaire dans la constitution d\u2019un patrimoine en vue de la retraite. Si un logement pay\u00e9 permet de r\u00e9duire durablement les d\u00e9penses, un portefeuille diversifi\u00e9 peut offrir un potentiel de rendement sup\u00e9rieur, en contrepartie d\u2019une plus grande volatilit\u00e9. \u00c0 travers l\u2019analyse de Corentin Minne, Pareto souligne l\u2019importance [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":108971,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[278],"tags":[],"class_list":["post-108975","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-presse"],"acf":{"alternate_title":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?","introduction":"<p>Dans un article publi\u00e9 dans <em>L\u2019Echo<\/em> le 10 septembre 2026 , <strong>Muriel Michel<\/strong> s\u2019int\u00e9resse au r\u00f4le de l\u2019immobilier et des placements financiers dans la pr\u00e9paration de la retraite. <strong>Corentin Minne<\/strong>, associ\u00e9 fondateur de Pareto et conseiller en planification patrimoniale, y partage son analyse des avantages et des limites de ces deux approches.<\/p>\n","header_buttons":{"buttons":false},"display_type":"split"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pareto.be\/fr\/108975\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto\" \/>\n<meta property=\"og:description\" content=\"L\u2019immobilier et les placements financiers peuvent jouer un r\u00f4le compl\u00e9mentaire dans la constitution d\u2019un patrimoine en vue de la retraite. Si un logement pay\u00e9 permet de r\u00e9duire durablement les d\u00e9penses, un portefeuille diversifi\u00e9 peut offrir un potentiel de rendement sup\u00e9rieur, en contrepartie d\u2019une plus grande volatilit\u00e9. \u00c0 travers l\u2019analyse de Corentin Minne, Pareto souligne l\u2019importance [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/pareto.be\/fr\/108975\/\" \/>\n<meta property=\"og:site_name\" content=\"Pareto\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MyPareto\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-21T11:58:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-21T12:05:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1748\" \/>\n\t<meta property=\"og:image:height\" content=\"1240\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Thomas Roelands\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Thomas Roelands\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/\"},\"author\":{\"name\":\"Thomas Roelands\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#\\\/schema\\\/person\\\/47ed61818f186a22aa36badaa9141f74\"},\"headline\":\"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?\",\"datePublished\":\"2026-10-21T11:58:41+00:00\",\"dateModified\":\"2026-10-21T12:05:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/\"},\"wordCount\":169,\"publisher\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/1.webp\",\"articleSection\":[\"On parle de nous dans la presse\"],\"inLanguage\":\"fr-BE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/\",\"url\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/\",\"name\":\"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/1.webp\",\"datePublished\":\"2026-10-21T11:58:41+00:00\",\"dateModified\":\"2026-10-21T12:05:56+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#primaryimage\",\"url\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/1.webp\",\"contentUrl\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/1.webp\",\"width\":1748,\"height\":1240},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/108975\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/pareto.be\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"On parle de nous dans la presse\",\"item\":\"https:\\\/\\\/pareto.be\\\/fr\\\/category\\\/presse\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/pareto.be\\\/fr\\\/\",\"name\":\"Pareto\",\"description\":\"Planning for a better life\",\"publisher\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/pareto.be\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#organization\",\"name\":\"Pareto\",\"url\":\"https:\\\/\\\/pareto.be\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/logo-pareto.svg\",\"contentUrl\":\"https:\\\/\\\/pareto.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/logo-pareto.svg\",\"width\":130,\"height\":53,\"caption\":\"Pareto\"},\"image\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/MyPareto\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pareto-financial-partner\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#\\\/schema\\\/person\\\/47ed61818f186a22aa36badaa9141f74\",\"name\":\"Thomas Roelands\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g\",\"caption\":\"Thomas Roelands\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/pareto.be\/fr\/108975\/","og_locale":"fr_FR","og_type":"article","og_title":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto","og_description":"L\u2019immobilier et les placements financiers peuvent jouer un r\u00f4le compl\u00e9mentaire dans la constitution d\u2019un patrimoine en vue de la retraite. Si un logement pay\u00e9 permet de r\u00e9duire durablement les d\u00e9penses, un portefeuille diversifi\u00e9 peut offrir un potentiel de rendement sup\u00e9rieur, en contrepartie d\u2019une plus grande volatilit\u00e9. \u00c0 travers l\u2019analyse de Corentin Minne, Pareto souligne l\u2019importance [&hellip;]","og_url":"https:\/\/pareto.be\/fr\/108975\/","og_site_name":"Pareto","article_publisher":"https:\/\/www.facebook.com\/MyPareto","article_published_time":"2026-10-21T11:58:41+00:00","article_modified_time":"2026-10-21T12:05:56+00:00","og_image":[{"width":1748,"height":1240,"url":"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp","type":"image\/jpeg"}],"author":"Thomas Roelands","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Thomas Roelands","Dur\u00e9e de lecture est.":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/pareto.be\/fr\/108975\/#article","isPartOf":{"@id":"https:\/\/pareto.be\/fr\/108975\/"},"author":{"name":"Thomas Roelands","@id":"https:\/\/pareto.be\/fr\/#\/schema\/person\/47ed61818f186a22aa36badaa9141f74"},"headline":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?","datePublished":"2026-10-21T11:58:41+00:00","dateModified":"2026-10-21T12:05:56+00:00","mainEntityOfPage":{"@id":"https:\/\/pareto.be\/fr\/108975\/"},"wordCount":169,"publisher":{"@id":"https:\/\/pareto.be\/fr\/#organization"},"image":{"@id":"https:\/\/pareto.be\/fr\/108975\/#primaryimage"},"thumbnailUrl":"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp","articleSection":["On parle de nous dans la presse"],"inLanguage":"fr-BE"},{"@type":"WebPage","@id":"https:\/\/pareto.be\/fr\/108975\/","url":"https:\/\/pareto.be\/fr\/108975\/","name":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ? - Pareto","isPartOf":{"@id":"https:\/\/pareto.be\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/pareto.be\/fr\/108975\/#primaryimage"},"image":{"@id":"https:\/\/pareto.be\/fr\/108975\/#primaryimage"},"thumbnailUrl":"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp","datePublished":"2026-10-21T11:58:41+00:00","dateModified":"2026-10-21T12:05:56+00:00","breadcrumb":{"@id":"https:\/\/pareto.be\/fr\/108975\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/pareto.be\/fr\/108975\/"]}]},{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/pareto.be\/fr\/108975\/#primaryimage","url":"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp","contentUrl":"https:\/\/pareto.be\/wp-content\/uploads\/2026\/10\/1.webp","width":1748,"height":1240},{"@type":"BreadcrumbList","@id":"https:\/\/pareto.be\/fr\/108975\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/pareto.be\/fr\/"},{"@type":"ListItem","position":2,"name":"On parle de nous dans la presse","item":"https:\/\/pareto.be\/fr\/category\/presse\/"},{"@type":"ListItem","position":3,"name":"L\u2019Echo \u2013 Immobilier ou portefeuille, quel est le quatri\u00e8me pilier id\u00e9al pour la pension ?"}]},{"@type":"WebSite","@id":"https:\/\/pareto.be\/fr\/#website","url":"https:\/\/pareto.be\/fr\/","name":"Pareto","description":"Planning for a better life","publisher":{"@id":"https:\/\/pareto.be\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/pareto.be\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Organization","@id":"https:\/\/pareto.be\/fr\/#organization","name":"Pareto","url":"https:\/\/pareto.be\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/pareto.be\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/pareto.be\/wp-content\/uploads\/2021\/03\/logo-pareto.svg","contentUrl":"https:\/\/pareto.be\/wp-content\/uploads\/2021\/03\/logo-pareto.svg","width":130,"height":53,"caption":"Pareto"},"image":{"@id":"https:\/\/pareto.be\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MyPareto","https:\/\/www.linkedin.com\/company\/pareto-financial-partner\/"]},{"@type":"Person","@id":"https:\/\/pareto.be\/fr\/#\/schema\/person\/47ed61818f186a22aa36badaa9141f74","name":"Thomas Roelands","image":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/secure.gravatar.com\/avatar\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5f07e7445220b72c44fc460bf2db18d5772d862f4476dd64a1e412787ec72487?s=96&d=mm&r=g","caption":"Thomas Roelands"}}]}},"_links":{"self":[{"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/posts\/108975","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/comments?post=108975"}],"version-history":[{"count":4,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/posts\/108975\/revisions"}],"predecessor-version":[{"id":108981,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/posts\/108975\/revisions\/108981"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/media\/108971"}],"wp:attachment":[{"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/media?parent=108975"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/categories?post=108975"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pareto.be\/fr\/wp-json\/wp\/v2\/tags?post=108975"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}