{"id":73777,"date":"2025-10-01T17:02:21","date_gmt":"2025-10-01T15:02:21","guid":{"rendered":"https:\/\/pareto.be\/?p=73777"},"modified":"2026-09-02T13:04:10","modified_gmt":"2026-09-02T11:04:10","slug":"le-mandat-extrajudiciaire-anticiper-pour-mieux-se-proteger","status":"publish","type":"post","link":"https:\/\/pareto.be\/fr\/le-mandat-extrajudiciaire-anticiper-pour-mieux-se-proteger\/","title":{"rendered":"Le mandat extrajudiciaire : anticiper pour mieux se prot\u00e9ger"},"content":{"rendered":"

Que se passe-t-il si, un jour, nous ne sommes plus en mesure de prendre des d\u00e9cisions pour nous-m\u00eames, ni sur le plan financier, ni sur le plan personnel ? Le mandat extrajudiciaire est un outil juridique qui permet d\u2019organiser cela \u00e0 l\u2019avance, de mani\u00e8re claire et s\u00e9curis\u00e9e.<\/p>\n

Qu\u2019est-ce qu\u2019un mandat extrajudiciaire ?<\/strong><\/h2>\n

C\u2019est un contrat qui permet, tant que l\u2019on est encore capable, de d\u00e9signer \u00e0 l\u2019avance la personne qui prendra, en notre nom et pour notre compte, les d\u00e9cisions patrimoniales et personnelles en cas d\u2019incapacit\u00e9. Cette personne \u2013 appel\u00e9e le mandataire principal <\/em>\u2013 est tenue d\u2019agir dans l\u2019int\u00e9r\u00eat de la personne, appel\u00e9e le mandant<\/em>.<\/p>\n

Que peut faire le mandataire ?<\/strong><\/h2>\n

Le mandat peut couvrir trois grands types d\u2019actes, selon ce que vous d\u00e9cidez d\u2019y inclure :<\/p>\n

    \n
  1. Les actes d\u2019administration<\/u> : payer les factures, percevoir votre pension, g\u00e9rer vos comptes bancaires, participer \u00e0 des assembl\u00e9es g\u00e9n\u00e9rales, etc.<\/li>\n
  2. Les actes de disposition<\/u> : vendre ou acheter un bien immobilier, contracter un cr\u00e9dit, r\u00e9aliser des donations, etc.<\/li>\n
  3. Les actes relatifs \u00e0 la personne<\/u> : choix du lieu de fin de vie, organisation des soins, respect de vos volont\u00e9s pour les obs\u00e8ques, etc.<\/li>\n<\/ol>\n

    Qui peut \u00eatre mandataire ?<\/strong><\/h2>\n

    Le plus souvent, on d\u00e9signe son conjoint comme mandataire principal.<\/p>\n

    Il est recommand\u00e9 de pr\u00e9voir \u00e9galement des mandataires \u00ab\u00a0subsidiaires\u00a0\u00bb dans l\u2019\u00e9ventualit\u00e9 o\u00f9 le mandataire principal viendrait \u00e0 d\u00e9c\u00e9der ou perdre lui-m\u00eame sa capacit\u00e9 de discernement, notamment en raison de l\u2019\u00e2ge ou de la maladie. Ce r\u00f4le peut alors \u00eatre assum\u00e9 par les enfants, ce qui permet de maintenir la gestion dans un cadre familial.<\/p>\n

    En cas de conflit d\u2019int\u00e9r\u00eats entre le mandant et le mandataire, notamment lors d\u2019une donation, il est souhaitable de pr\u00e9voir des mandataires \u00ab\u00a0ad hoc\u00a0\u00bb<\/em>. Ces personnes pourraient \u00eatre les mandataires pr\u00e9cit\u00e9s<\/em> pour autant que leur position leur permette d\u2019agir avec la neutralit\u00e9 requise.<\/p>\n

    Une formalit\u00e9 essentielle : l\u2019enregistrement<\/strong><\/h2>\n

    Le mandat doit \u00eatre enregistr\u00e9 avant que vous ne deveniez incapable. Sinon, il ne pourra pas produire ses effets. C\u2019est g\u00e9n\u00e9ralement un notaire qui \u00e9tablit le mandat sous forme d\u2019acte authentique et se charge de l\u2019enregistrement.<\/p>\n

    Un outil souple et rassurant<\/strong><\/h3>\n

    Le mandat extrajudiciaire permet d\u2019\u00e9viter une proc\u00e9dure devant le Juge de Paix, souvent longue et contraignante. Il offre une solution humaine, anticip\u00e9e et personnalis\u00e9e, pour que vos volont\u00e9s soient respect\u00e9es, m\u00eame en cas de perte de discernement.<\/p>\n

     <\/p>\n

    Laurane Debue<\/strong> \u2013 Juriste chez Pareto SA<\/p>\n

    Article r\u00e9dig\u00e9 le 29 septembre 2025<\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Que se passe-t-il si, un jour, nous ne sommes plus en mesure de prendre des d\u00e9cisions pour nous-m\u00eames, ni sur le plan financier, ni sur le plan personnel ? Le mandat extrajudiciaire est un outil juridique qui permet d\u2019organiser cela \u00e0 l\u2019avance, de mani\u00e8re claire et s\u00e9curis\u00e9e. Qu\u2019est-ce qu\u2019un mandat extrajudiciaire ? C\u2019est un contrat […]<\/p>\n","protected":false},"author":18,"featured_media":73778,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-73777","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"acf":{"alternate_title":"Le mandat extrajudiciaire : anticiper pour mieux se prot\u00e9ger","introduction":"

    Perdre ses capacit\u00e9s \u00e0 exprimer ses choix et \u00e0 prendre des d\u00e9cisions est une r\u00e9alit\u00e9 que personne ne souhaite, mais qu\u2019il est sage d\u2019anticiper.<\/p>\n"},"yoast_head":"\nMandat extrajudiciaire : mieux se prot\u00e9ger | Pareto<\/title>\n<meta name=\"description\" content=\"Pr\u00e9parez votre mandat extrajudiciaire avec Pareto pour garantir la protection de vos d\u00e9cisions et de vos biens.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/pareto.be\/fr\/le-mandat-extrajudiciaire-anticiper-pour-mieux-se-proteger\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mandat extrajudiciaire : mieux se prot\u00e9ger | Pareto\" \/>\n<meta property=\"og:description\" content=\"Pr\u00e9parez votre mandat extrajudiciaire avec Pareto pour 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par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Thomas Roelands\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/le-mandat-extrajudiciaire-anticiper-pour-mieux-se-proteger\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/le-mandat-extrajudiciaire-anticiper-pour-mieux-se-proteger\\\/\"},\"author\":{\"name\":\"Thomas Roelands\",\"@id\":\"https:\\\/\\\/pareto.be\\\/fr\\\/#\\\/schema\\\/person\\\/47ed61818f186a22aa36badaa9141f74\"},\"headline\":\"Le mandat extrajudiciaire : anticiper pour mieux se 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